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GENERAL PRINCIPLES
Protecting
your privacy is very important to us. We have accordingly
developed this Privacy Policy to protect your personal
information and keep it confidential. We endeavor to
comply with laws of other countries but cannot and do
not warrant that we do. We do everything we reasonably
can to protect your rights of privacy on systems and
the Website controlled by us, but we are not liable
for any unauthorized or unlawful disclosures of your
personal and confidential information made by third
parties who are not subject to our control, for example
advertisers and websites that have links to our Website.
You should take note that the information and privacy
practices of our business partners, advertisers, sponsors
or other sites to which we provide hyperlinks, may be
different from ours.
We categorize information about you (collectively referred
to as "Personal Information") as follows:
(a) Profiling Information: Information which you
provide when you register for a Service, which may include
some or all of the following:
- Information about your personal identity such as gender,
marital status, age etc.;
- Your financial information such as your banking details
and any information relating to your income and lifestyle
levels; and
- Your contact details such as your physical addresses,
postal addresses, telephone and fax numbers and the
like.
(b) Payment and Account
Information: Your account history with us including
(without limitation) all billing information and communications,
payment history etc. We maintain this in encrypted form
on secure servers.
(c) Service Usage: Information about your navigation
using our Services, for example the URLs of websites,
which you visit and from which you request downloads.
(d) Log information:
Information such as your web request, IP address, browser
type, browser language, date and time of request.
(e) Transactional Information: Transactional
history (other than banking details) about your e-commerce
activities.
(f) Correspondence Information: Content, information
about your correspondents, and the destination/origin
of communications between you and any other person using
our Services, which include email communications, blog,
chat room and discussion board communications, instant
message communications, experts forum communications,
faxmail communications, membership
of mailing lists etc.
(g) User IDs: Your
usernames, passwords, email addresses and other security-related
information used by you in relation to our Services.
(h) Stored Information:
Data either created by you or by a third party and
which you wish to store on our servers such as image
files, documents etc.
We only collect your Personal Information to conduct
our business and to enable us to deliver and improve
our Services. We do not for any reason whatsoever sell
your Personal Information to any third party or otherwise
trade on it.
We will only disclose your Personal Information in accordance
with this Privacy Policy. If we want to use it for any
other purpose, we will obtain your prior written consent.
If you decline to submit personal information to us,
then we will unfortunately not be in a position to provide
the Services to you.
Any of your information which you provide when you use
certain Services and are to an open, public environment
or forum including (without limitation) any blog,
community or discussion board, is not confidential,
does not constitute Personal Information, and is not
subject to protection under Privacy Policy.
Since such public environments are accessible by third
parties, it is possible that third parties may collect
and collate and use such information for their own purposes.
You should accordingly be careful when deciding to share
any of your Personal Information in such public environments.
Information, which is disclosed publicly, is also shared
with our affiliates, third party service providers,
sponsors of competitions etc. unless expressly stated
otherwise.
We are not liable to you or any third party for any
damages that you or any third party may suffer howsoever
arising from your disclosure of Personal Information
in any public environment. You accordingly disclose
information in a public environment at your own risk.
2. RIGHT TO COLLECT
By accepting the Terms of Service you agree that we
may collect and store your Personal Information as long
as you use our Services subject to the limitations set
out in this Privacy Policy.
2.1 We collect your Profiling and Account Information
for the following reasons:
(a) We need your identity details, contact details,
banking information and account history to manage our
relationship with you and provide Services to you. We
will only disclose this information as provided below.
(b) We use certain of your
information in an aggregated form to compile statistical
and demographical profiles for our business and marketing
activities. We may disclose such information about you,
provided that the information is in an aggregated form
that is not capable of being used or interpreted in
such a manner as to identify you.
2.2 We collect and store your Service Usage and Transactional
Information to:
(a) determine and verify the Service Charges payable
by you and to administer our relationship with you.
(b) Comply with any statutory
or regulatory requirement.
(c) Compile statistical and demographical profiles about
you for our business and marketing activities and to
customize our Services to you. While we are entitled
to use such information about you for our own internal
business purposes without limitation, we will only disclose
it in an aggregated form which is not capable of being
used or interpreted in such a manner as to identify
you; and
(d) monitor your use of our
Services for the purposes of ensuring compliance with
our Terms of Service.
2.3 We collect and store your Correspondence Information
and Personal Identifiers to:
(a) comply with our obligations under law; and
(b) monitor your use of our
Services in order to ensure your compliance with our
Terms of Service.
Any Personal Information which we collect and which
we may use in an aggregated format ensuring you are
not individually identified is our property. We may
use it, in our sole discretion and without any compensation
to you, for any legitimate purpose including (without
limitation) the commercial sale thereof to third parties.
Sometime we use "cookies" so that we can provide
you with more customized information when you return
to our website. "Cookies" are used to store
user preferences and to track user trends, so as to
enhance your interactive experience and generally improve
our Services to you. You can set your browser to notify
you when you are sent a "cookie", giving you
the chance to decide whether or not to accept it. If
you do accept a "cookie", you thereby agree
to our use of any Personal Information collected by
us using that Cookie.
You may update your Profiling Information at any time
on the website.
You acknowledge and agree that in the interests of improving
personalization and Service efficiency, we may, under
controlled and secure circumstances, share your Personal
Information with our affiliates (an entity which is
our subsidiary or holding company or a subsidiary of
our holding company or an entity which controls, is
controlled by or is under common control with us).
3. GENERAL EXCEPTIONS
If we are required to intercept, disclose, monitor
and/or store your Personal Information:
(a) by law;
(b) to conduct our business;
(c) to secure our systems; or
(d) to enforce our own rights,
we will do so in the manner as prescribed by law.
Such interception, disclosure, monitoring and storage
may take place without your knowledge. In that case,
we will not be liable to you or any third party for
any damages howsoever arising from such interception,
disclosure, monitoring and storage. In order to ensure
that all our Users comply with the Terms of Service,
we may monitor your Personal Information to the extent
that this may be required to determine compliance and/or
to identify instances of non-compliance. To ensure that
the security and integrity of our Services are safeguarded,
we may monitor your Personal Information. This monitoring
may include (without limitation) the filtering of incoming
and outgoing electronic data messages to identify, limit
and/or prevent the transmission of spam, viruses and/or
unlawful, defamatory, obscene or otherwise undesirable
material or content. We may under certain circumstances
procure an element of the Services from a third party
service provider. To the extent that it may be necessary,
and solely for the purposes of providing the Service
to you, you agree that we may disclose to such third
party any of your Personal Information that may be necessary
for the procurement of services from the third party.
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